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Budgeting Tips + Free Budgeting Worksheet | Pretty Presets for Lightroom * Saving – 5 – 10% * Housing – 25-35% * Utilities – 5 – 10% * Food – 5 – 15% * Transportation – 10-15% * Clothing – 2 – 7% * Medical/Health – 5-10% * Personal – 5 – 10% * Recreation – 5 – 10% * Debts – 5 – 10%