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If you`re serious about changing your financial habits, you need to keep track of ALL your spending! The FREE expense tracker found in this post is an essential tool for accountability and change...even if you never take the next step to create an actual budget!

4 IMPORTANT things to do if you want to save money and pay off debt! This helped 2 teachers pay off their house in 33 months.

10 Simple Ways to Save Money on Groceries - Frugal Homeschool Family

Making Mixes 101~ A large list of mixes you can make yourself from SCRATCH instead of buying them at the store~Great resource!

Do It Yourself detergent that doesn't leave any residue on clothing, gets nearly every stain known to man out the first time around and smells clean and fresh- oh and did I mention that it costs about $ 1.76 for 128 loads of laundry?

72 ways to cut your spending by hundreds a month and save thousands a year...Pin now, read later, cause this list is FULL of great ideas!!

20 Ways to save money when living paycheck to paycheck -- This blogger has a ton of awesome ideas and resources

5 Awesome ideas to Save Monday TODAY! Includes: around the house, gift ideas, recipes, thrifting, shopping and more!

This lady is a genius!!!! WOW! 4 hours, 46 meals, 95 dollars. Another pinner said, "I started doing this earlier this year and cannot believe how much stress it has eliminated and how much better we are eating while saving money."

Cheaper AND Better! DIY Laundry Detergent howdoesshe.com #diylaundrysoap #cleaning

I love this girl's blog about thrifty living :) here's a quote from her blog: "Oh yes ladies and gents you did not read wrong. I am 100% serious. My family of 4 lives on about $14,000 a year. We are not in debt, and own our home and both our cars. Want to know how we do this all and still save money? Well I am going to share some tips that have helped us along the way."

Monthly meal planning. This woman only spends about 350 dollars per month to feed a family of 6! She has some great ideas and her post was incredibly detailed. Many recipes included....Trust me, THIS WORKS !! My hubby and I have been makin' menus for years and only buying what's on out list. You'd be amazed at how much you save by just planning out your meals for a month :)

Pinner said - "Took twenty minutes and cost $2.00 to make 3 gals of laundry soap."

Up-to-date printable coupons...Kohl's, Payless, Target, Aeropostale, Michaels, Hobby Lobby, Olive Garden, etc....

Up-to-date printable coupons...Kohl's, Payless, Target, Aeropostale, Michaels, Hobby Lobby, Olive Garden, etc....