Put a few 20 dollars bills in the album a year and give it to your child as a graduation gift. That way you don't drain your bank account as graduation gets closer, you have already started saving for it since the birth!
for holidays with red n green? for 4th of July with red/white/blue? for a baby or bridal shower? cupcakes in dollar store champagne flutes. seriously, why didn't I think of this?! great birthday party idea!