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A budget is telling your money where to go instead of wondering where it went.

Put the emphasis in your life on faith, family, and health. ~Dave Ramsey

Find out how you can make room for "sanity treats" in your budget by spending just 2 minutes a day on line.

Becoming Debt Free & 6 Odd Tips That Helped Us

smart idea for saving money on christmas gifts, and not having to spend all your money in one month.(hmmm...this is a pretty good idea!)

In Search of Financial Peace {5 Things Ive Learned So Far} Great tips for attaining true peace & stability in terms of money and personal finances--a must read!

Free virtual envelope app for iPhone & Android. Solves the issue of one spouse not knowing how much they can spend because they don't have the cash envelopes with them. Works beautifully with Dave Ramsey's plan.

72 ways to cut your spending by 400 a month and save 4000 a year...Pin now, read later, cause this list is FULL of great ideas!!

Great Tips for setting a budget and following it! This lady and her family of four live on 14,000 a year. She tells you how she does it. There's lots of great tips on her whole blog!

EVERY Target shopper NEEDS to know this!!! Target's mark down schedule. - MONDAY: Kids’ Clothing, Stationery (office supplies, gift wrap), Electronics. TUESDAY: Women’s Clothing and Domestics. WEDNESDAY: Men’s Clothing, Toys, Health and Beauty. THURSDAY: Lingerie, Shoes, Housewares. FRIDAY: cosmetics :} ALSO! If the price ends in 8, it will be marked down again. If it ends in a 4, it's the lowest it will be.

How this family of six thrives on less than 28,000 dollars a year. Great budgeting ideas.