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diy....home management binder based on dave ramsey's spending categories. Pin now read later...I'm sure it will be useful!

72 ways to cut your spending by 400 a month and save 4000 a year...Pin now, read later, cause this list is FULL of great ideas!!

Great Tips for setting a budget and following it! This lady and her family of four live on 14,000 a year. She tells you how she does it. There's lots of great tips on her whole blog!

I heard one lady did this...never spent a $5.00 bill but saved it instead. It two years she had nearly $12,000! Need to start this today!