Christmas Gift Idea- Instead of a store-bought card with money inserted and candy..just wrap the money around the candy and attach a cute Christmas ribbon. DIY idea and makes a cute present! Or u can use lotto cards
Wow! I make more than 30,000 but reading this tips reminds me how foolish I am spending my money. I love the tips. If I spend less I can save more for my retirement and pay off my house earlier. Great Post!