Write notes back forth with your child. Leave it on their bed, when they have a chance, they write back and leave it on your bed. How neat would it be to have those notes to look back on? I can only imagine how special this will be!
My husband and I have been doing the Dave Ramsey Debt Snowball system/budget for the last 2 years and we have paid off 2 cars, 3 credit cards, and are still going strong. I would recommend it to EVERYONE! // interesting. want to give this a go.