Debt Reduction Calculator Worksheet ... this is amazing and it works! I was able to calculate a way to pay off student loans in 6 years, instead of 10, my car loan in 4 years instead of 7 and pay off a Visa card in 6 months and save over 3000 dollars in interest! Not a scam, just a FREE tool to show you how to make your money and budget work to your best advantage and get out of debt faster!
It's a daily calendar that can be reused each year and gets better the longer you use it. Each day you write the year and something that happened that day like, "(Child's name) took her first steps." I imagine the first year wouldn't be as fun, but imagine how neat it would be in 10 years.