I know all about stretching your pennies and I've done a good job budgeting each month and planning so that we have enough to make it until the next paycheck, get all our bills paid, and if we're lucky, put a little.
The Envelope System--for budgeting your paychecks and staying on budget. This was actually how I saved up $630 for a computer and $350 for a new aquarium at the same time... then I stopped doing it. Maybe I should start again.
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