smart idea for saving money on christmas gifts, and not having to spend all your money in one month

smart idea for saving money on christmas gifts, and not having to spend all your money in one month.(hmmm…this is a pretty good idea!) smart idea for saving money on…

Life hacks

Never buy text books again. holy cow I wish I would've know this a few thousand dollars of text books ago!

Dave Ramsey's Seven Baby Steps! Good reminder!

31 days – fall 2013 – goal setting

Dave Ramsey’s 7 Baby Steps is a debt management plan designed to help millions of families get out of debt and build wealth. Become debt-free!

How to cut your grocery bill in half {5 tips everyone should know!}  These five simple strategies can save you hundreds each month on the food your family already buys.  A must read!

How to Cut Your Grocery Bill in Half

How to cut your grocery bill in half tips everyone should know!} These five simple strategies can save you hundreds each month on the food your family already buys. A must read! Money Saving Tips, Saving Money

30 Days to a Better Wife - Mother's Niche

30 Days to a Better Wife

30 Days to a Better Wife - Mother& Niche. The video it& not about the nail is pretty funny as well as this is a good set of ides to be a better wife.

Maybe in reverse since I'll have the most money available in January

Save Your Morning Latte Money for $3K In a Year

It's easy to save money using this simple savings plan. When you're able to save money that you don't miss, it's much simpler.

Want to save money or pay off debt, but aren't sure where to start?  Don't miss these 10 super smart ways to build an emergency fund fast, plus lots of extra tips  ideas from LWSL readers!

10 Smart Ways to Build an Emergency Fund

Want to save money or pay off debt, but aren't sure where to start? Don't miss these 10 super smart ways to build an emergency fund fast, plus a ton of awesome tips & ideas from LWSL readers! Money Saving Tips, Saving Money

Ruffles: Set the tension as high as it will go, and select your longest stitch length. It should automatically ruffle for you. Best part: no string pulling :)

3 Sweet P's: To ruffle, set tension on machine as high as it will go, then select the longest stitch length. (It should automatically ruffle. No string pulling!) This worked so well for me!

Free Fonts and mix & match combination ideas

Free Fonts and Printable Combinations

Free Fonts and mix & match combination ideas I love the hello beautiful

10 Habits of Highly Effective Mamas

10 Habits of Highly Effective Mamas

I don't know how many times I have said these things!!!! Still as a believer there are days I just want to walk off into the sunset and quit trying... only God holds me together!

God's answer to your sad sayings and sighs. A nice chart showing you where to find the BIBLE VERSE PROOF that God never leaves you alone. incl Joshua 1 and Matthew end.

Housewife 2 Hostess : Budgeting 101 - The Dave Ramsey Way. Learn how to set and stick to your budget, plan for the future/ emergencies and pay for kids college

Keep calm and get out of debt! Housewife 2 Hostess : Budgeting 101 - The Dave Ramsey Way. Learn how to set and stick to your budget, plan for the future/ emergencies and pay for kids college

Presidents of the United States

FREE Presidents Poster~ From Washington to Obama, great drawings of each president all on one poster! - too bad Nate doesn't teach American history

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