13. Use your phone to keep you on track Have trouble sticking to a budget? You’re not the only one! Budget apps like BUDGT ($1.99) or Travel Budget Tracker ($1.99) allow you to input the amount of money you have to spend and then track your daily expenses. All you have to do is input your overall budget and then enter in how much you spend every time you make a purchase. You can keep track of exactly how much you’re spending and make sure you’re staying on track.