Like it without the scarf or a smaller one. Fall casual fashion trend- black tights with denim shirt & fun flirty print scarf. Leather boots with gray sweater sock tops. Layer it with bulky oversized knit sweater in a neutral hue.
I’ve never really given this much thought, but pairing your jewelry with your neckline certainly makes a difference! Your necklace choice should compliment your outfit; the neckline of your shirt or dress being the most important thing to consider.