Cathy Baker

Cathy Baker

285 followers
·
1,128 followers
Sugar Land, Texas  ·  Whether you are looking to buy, build or refinance, contact us. Cathy Baker NMLS ID 263213. Sponsor Mortgage Financial Services, NMLS ID 43021.
Cathy Baker
More ideas from Cathy
Are you familiar with the term “underwater mortgage?” If not, we’ll give you a hint – it doesn’t involve owning...

Are you familiar with the term “underwater mortgage?” If not, we’ll give you a hint – it doesn’t involve owning...

Max’s (Our Mortgage Expert) Tip: Find out today how much the down payment will be required for your new home and start saving.  The down payment on a new home is usually between 3.5% and 20% of the purchase price. Start saving now and don’t underestimate how much money you’ll need. Remember, closing costs will be in addition to your down payment.

Max’s (Our Mortgage Expert) Tip: Look for a mortgage professional before you search for a house. You need to make sure your credit is in order because mistakes can take months to correct. You also want to know exactly what you can afford.

A Fixed Rate Mortgage enables buyers to spread out the cost of paying for a mortgage by making smaller, predictable payments over a long period of time.

Home - Baker Mortgage

Max’s (Our Mortgage Expert) Tip: Pay Your Bills ON TIME Most lenders like to see a borrower with a debt-to-income ratio of 43% or less. So when preparing to buy a home, pay more than the minimum on your bills and do so ON TIME.

Max’s (Our Mortgage Expert) Tip: Gather all your documents to submit a thorough mortgage application. Gather your tax returns, pay stubs, bank statements, and real estate contracts to give to your lender for your application.

A Fixed Rate Mortgage enables buyers to spread out the cost of paying for a mortgage by making smaller, predictable payments over a long period of time.

Home - Baker Mortgage

Your mortgage lender is likely to make at least two credit checks prior to the closing on your home. The first happens when you make your application and the second is made prior to closing.

Home - Baker Mortgage

TAX REFUND = NEW HOME. Ask me how to turn your tax refund into a new home. www.bakermortgage.

Home - Baker Mortgage

Home - Baker Mortgage

Max’s (Our Mortgage Expert) Tip: Don’t change your mortgage application.  Once you’ve started your mortgage application, don’t start changing figures as it could mean the offer being reassessed. We know bank balances and things like that will change during the process, but don’t be adding debt or moving money around in accounts if you don’t have to.

Max’s (Our Mortgage Expert) Tip: Don’t change your mortgage application. Once you’ve started your mortgage application, don’t start changing figures as it could mean the offer being reassessed.

Want a mortgage but have a missed payment with a credit card? If a missed payment is affecting your score, ask the lender to remove it out of goodwill.

Welcome to Rental Mindset - Start Here