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Finances

Tips to help you save money so you can get out of debt and start investing for retirement and your child's college costs.
183 Pins3.02k Followers

Saving for your Child's College - 5 Common Questions

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Making Sense Of Centsfrom Making Sense Of Cents

What To Do After You Pay Off Debt

Many don't think about what to do next after they pay off debt. This can be a mistake, though, as it may lead to someone falling back into debt.

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makingsenseofcents.com

FREE food, FREE health and beauty products and even FREE samples - they can be great, but at what price? Find out the Psychology of FREE to help you understand why people gravitate to those items - even if they are not good for you.

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thecentsableshoppin.comfrom thecentsableshoppin.com

How Stores Manipulate your Senses to Tempt you to Spend Money

How Stores Manipulate your Senses to get you to spend money - this is a MUST read if you are trying to save more!

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4 Tips for Shopping Smarter on Amazon

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Crazy Togetherfrom Crazy Together

Our Budget After Going Debt Free

Dave Ramsey's Baby Steps

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60 Minutes to a Lower Cable Bill

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homestead-honey.comfrom homestead-honey.com

Garden-inspired Meal Planning

When produce is fresh, we like to simplify our meal planning and let the garden's bounty shine through with simple, garden-inspired meals.

Garden-inspired Meal Planning

homestead-honey.com

What are the Differences between a Roth and a Traditional IRA?

The Difference Between a Roth & Traditional IRA

thecentsableshoppin.com

What are the Differences between a Roth and a Traditional IRA?

The Difference Between a Roth & Traditional IRA

thecentsableshoppin.com

A Cultivated Nestfrom A Cultivated Nest

Dave Ramsey's Seven Baby Steps Explained

Are you trying to get debt free, but are wondering what are Dave Ramsey's seven baby steps? Don't worry, they're actually quite easy to follow!

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Dave Ramsey's Seven Baby Steps Explained

acultivatednest.com

The TRUTH about FREE Trial Offers

The Truth about FREE Trial Offers

thecentsableshoppin.com

TEN Items You Should Never Buy at the Grocery Store

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TEN Items You Should Never Buy at the Grocery Store

thecentsableshoppin.com

Layaway: The Good and the Bad

Layaway: The Good and the Bad

thecentsableshoppin.com

5 Reasons to LOVE Your Lentils

5 Reasons to LOVE Your Lentils

thecentsableshoppin.com

Common Mistakes to Avoid with a 529 Plan

Common Mistakes to Avoid with a 529 Plan

thecentsableshoppin.com

5 Ways to Save for your Children

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The CentsAble Shoppin

thecentsableshoppin.com

Retire by 40from Retire by 40

How to Retire In 10 Years

Is it possible to retire in 10 years? Yes, it is possible, but it isn't easy. Let's see how the numbers work out in our trusty retirement calculators.

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How to Retire In 10 Years

retireby40.org

the frugal millionairefrom the frugal millionaire

How to Spend Your Tax Refund

Are you one of those lucky people that almost always gets  a tax refund? It's exciting to think about how you are going to spend it.                                               You feel like a kid in a candy store the day your tax refund check comes in the mail or shows up in your back account, at least I know I do. What plans for that money have you already been thinking about, what dreams you have slept on for weeks? In your head the possibilities are endless for spending money, but then reality sets in (or your spouse chimes in) and you realize that any influx of money to your budget whether large or small, might need to be spent wisely with some thought first to the budget. There are many options to maximize your refund depending on your financial situation. Most of us don't have the luxury available to just "blow" our newly acquired funds on frivolousness, even though we so want to buy those cute shoes or take a "just me" vacation to the white sand beaches of Bora Bora (on my bucket list...lol).   Here are 5 of my top common sense tax refund spending tips Put it in savings ( a higher rate of interest savings account if possible) and create an rainy day or emergency fund just as the infographic below describes. Pay on all of your credit cards, pay them off if you can. Refinance your home while mortgage rates are lower, having a lower payment makes much more sense. If you can refinance right now, try to pay some on the principle, extra payments will help in the long run. Add some of that money to your retirement fund, it will be here before you know it (depressing isn't it, lets go to Bora Bora now) Splurge just a little on yourself, just do it smartly. Take your spouse out to a nice dinner for date night, this will recharge your batteries and your marriage. Our friends at US Tax Center have created this awesome infographic with the advice of their financial experts to help show us how we can spend our tax refunds wisely. Please feel free to comment with your ideas and suggestions on how you maximize your refund money, do you have any tips or tricks that work for your family? "Visit the US Tax Center at irs.com and see all the wealth of information that is available on their site and some convenient options for filing taxes online. I hope you have a blessed day and wonderful weekend!

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How to Spend Your Tax Refund - the frugal millionaire

thefrugalmillionaireblog.com

Living on Fiftyfrom Living on Fifty

Everything You Need To Know About A Roth IRA (In Terms Anyone Can Understand

Everything You Need To Know About A Roth IRA (In Terms Anyone Can Understand)

Everything You Need To Know About A Roth IRA (In Terms Anyone Can Understand) - Living on Fifty

retiredby40blog.com

Retire by 40from Retire by 40

Investing After Brexit

Investing After the Brexit

Investing After the Brexit

retireby40.org

Retire by 40from Retire by 40

Why Families Should Live on One Paycheck

Families should try to live on one paycheck even if they have dual income. This will increase your saving rate greatly and help prepare retirement.

Why Families Should Live on One Paycheck

retireby40.org

401k Myths Exposed-Don’t Get Fooled by the Hype When Planning for Retirement

401k Myths Exposed-Don't Get Fooled by the Hype When Planning for Retirement

barbarafriedbergpersonalfinance.com

Lifehackfrom Lifehack

Why You Should Start Investing As Early As Possible [Infographic]

Investing from a young age can pay off monetarily, and also teach a lot about discipline.

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Why You Should Start Investing As Early As Possible [Infographic]

lifehack.org

DontPayFullfrom DontPayFull

10 Great Investments to Make in Your 30s

10 Great Investments to Make in Your 30s #DontPayFull

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10 Great Investments to Make in Your 30s

dontpayfull.com