My husband and I have been doing the Dave Ramsey Debt Snowball system/budget for the last 2 years and we have paid off 2 cars, 3 credit cards, and are still going strong. I would recommend it to EVERYONE!

The Envelope System Explained

I love Dave Ramsey! Pinner said: My husband and I have been doing the Dave Ramsey Debt Snowball system/budget for the last 2 years and we have paid off 2 cars, 3 credit cards, and are still going strong. I would recommend it to EVERYONE!

Budget, budget, budget.

Great Tips for setting a budget. This lady and her family of four live on a year. She tells you how she does it. There's lots of great tips.

Clever...Another pinner said:  I heard one lady did this...never spend a $5.00 bill but saved it instead. In two years she had nearly $12,000! Need to start this today!

The 5 dollar savings plan! Every time you come in possession of a 5 dollar bill, you put put it in a special jar. But really good idea!

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