Let's face it, nobody REALLY knows how to All we can do is muddle through and learn from experience. Here are some financial hacks for your early that I learned the hard way. Personal Finance tips personal finance resources, personal finance tips
Envelope Budgeting ~ A Simple Way To Gain Control of Your Money [Tutorial] : includes FREE printable envelopes! love these envelopes. i used scrapbooking paper that i had laying around for our envelopes.