Debt consolidation companies are companies that say they can renegotiate, settle, or in some way change the terms of a person's debt to a creditor or debt collector. Dealing with debt settlement companies can be risky.
Einstein said if you can’t explain it to a six year old, you don’t understand it yourself. And that sums up every person who’s ever talked about any kind of dimensions, string theory, and so on. They talk with contradictions and have explanations