The Only Way to Budget if You Have No Savings. I'm so glad I found this! I had no idea there was a free option better than the paid budgeting programs. Perfect timing since we just found out the exact amount of debt we have. We really need this!
FREE amazing cash envelope templates! This is an awesome guide to the cash envelope system. This post answers the most important questions on the cash envelope method and gives you step by step instructions on how to create it! LOVE IT!