9 Secrets Your Debt Collector Doesn’t Want You to Know
9 SECRETS YOUR DEBT COLLECTOR DOESN’T WANT YOU TO KNOW - Here are 5: 1. You are not obligated to communicate with collection agencies. 3. Paying it off won’t wipe it from credit reports. 6. You may be able to negotiate best deal at end of month. 7. You may be able to work with original creditor. 9. You may be off the hook - statute of limitations reduces legal remedies available to collect it. In most states, statute of limitations runs 4-6 years from date last made payment.
How To Remove Credit Inquiries from Your Credit Reports
How To Remove Credit Inquiries from Your Credit Reports - If you’re repairing your credit, once you’ve tackled the most pressing problems with your credit reports through debt validation, you may need to turn your attention to credit inquiries. Though they carry far less weight than late payments or collections, for example, credit inquiries can count against your credit score.
The Sweeping Changes That Could Raise Your Credit Score
Under a major overhaul by the credit bureaus announced Monday, unpaid medical bills will be treated differently and errors on your credit report could become easier to fix. The changes, applauded by consumer advocates, come as a result of an agreement between the big three credit bureaus, Experian, Equifax and TransUnion, and New York Attorney General Eric [...]
Need to Send a Pay for Delete Letter? Use This Easy Template
Gonna send some letters out this week:::::Use this sample pay for delete letter to negotiate removal of negative collection accounts and charge-offs from your credit report. Customize the letter to fit your situation.