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Mortgage Rates: A History over the Years With mortgage rates reportedly on the rise, it is more important than ever to inform clients about how low mortgage rates still are compared to past years. Home buyers that decide to wait for rates to drop a mere quarter of a percent run the dangerous risk of seeing rates adjust back up to the historical averages and pricing themselves right out of the market.

2016 Fall Housing Trends: What Will Happen To Home Prices And Mortgage Rates? | Bankrate.com

from Zillow Porchlight

This month, the Federal Reserve System hiked rates for the first time in nine years. In the days since the Fed move, mortgage rates actually dropped. How is this possible? And will this trend hold as home-buyers make plans for 2016? Immediate mortgage rate reaction to Fed meeting Most U.S. mortgage loans up to $417,000 are packaged into bonds called Mortgage Backed Securities (MBS), and these bonds trade daily in global markets. Throughout each day, mortgage rates fall when MBS prices rise…

from realtor.com®

We explore how mortgage rates work and move, including the difference between conventional and adjustable-rate mortgages.

Fixed and Adjustable mortgage rate loans are two different types of loans which vary in interest rates; the former being a fixed rate and the latter being a hybrid of a fixed and fluctuating rate. Let's understand the key differences between these two loan options in the following post.

Rates on the 30-year fixed-rate mortgage averaged 3.84% for the week ending May 3, down from 3.88% last week and 4.71% a year ago, according to the most recent Freddie Mac survey of conforming rates, released on Thursday. Fifteen-year fixed-rate mortgages averaged 3.07%, down from 3.12% last week and 3.89% a year ago. Rates on five-year Treasury-indexed hybrid adjustable-rate mortgages averaged 2.85%, unchanged from last week and down from 3.47% a year ago. And one-year Treasury-indexed…

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