Easy Credit Repair Letters: Over 70 Premium Credit Repair Dispute Letters and Quick Start Guide to Remove ALL Negative Entries from Your Credit Reports. Read the rest of this entry » http://durac.org/easy-credit-repair-letters-over-70-premium-credit-repair-dispute-letters-and-quick-start-guide-to-remove-all-negative-entries-from-your-credit-reports/
Most lenders and creditors write off an account as a bad debt six months after it becomes delinquent. That doesn’t get you off the hook for paying the money you owe, as the debt will appear on your credit report as a charge-off. The creditor can then turn the account over to a collection agency. Although settling an old debt can lower your credit score, it is smart to pay off the debt if you want to apply for a home loan.
9 SECRETS YOUR DEBT COLLECTOR DOESN’T WANT YOU TO KNOW - Here are 5: 1. You are not obligated to communicate with collection agencies. 3. Paying it off won’t wipe it from credit reports. 6. You may be able to negotiate best deal at end of month. 7. You may be able to work with original creditor. 9. You may be off the hook - statute of limitations reduces legal remedies available to collect it. In most states, statute of limitations runs 4-6 years from date last made payment.
If you’re getting your holiday travel plans together, don’t forget that the best travel rewards credit cards can help you save money on airfare, hotels, and general travel. All of these top travel cards offer lucrative points bonuses and superb options to earn and use points for maximum value. The best travel rewards credit card ...