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from budgeting.thenest.com

How to Pay Off Charged-Off Debt

Most lenders and creditors write off an account as a bad debt six months after it becomes delinquent. That doesn’t get you off the hook for paying the money you owe, as the debt will appear on your credit report as a charge-off. The creditor can then turn the account over to a collection agency. Although settling an old debt can lower your credit score, it is smart to pay off the debt if you want to apply for a home loan.

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from eHow

How to Pay Off Collections to Raise Your Credit Score

How to Pay Off Collections to Raise Your Credit Score | eHow.com

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How To Clean Up Credit Report ... One of the best ways to improve your credit score is to clean up your credit reports, and remove derogatory, damaging, listings. This information is what's bringing down your score.

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from finance.yahoo.com

9 Secrets Your Debt Collector Doesn’t Want You to Know

9 SECRETS YOUR DEBT COLLECTOR DOESN’T WANT YOU TO KNOW - Here are 5: 1. You are not obligated to communicate with collection agencies. 3. Paying it off won’t wipe it from credit reports. 6. You may be able to negotiate best deal at end of month. 7. You may be able to work with original creditor. 9. You may be off the hook - statute of limitations reduces legal remedies available to collect it. In most states, statute of limitations runs 4-6 years from date last made payment.

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Free Online Courses: https://www.coursera.org/course/songwriting futurelearn.com http://lifehacker.com/the-best-resources-for-free-online-classes-1627678515

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10 Free Genealogy Sites Please note: StoryWorth (#8 on the graphic below) is only free for the first month. It's included because it is such a unique and helpful service, and because they do not ask for a credit card to be placed on file to take advantage of the free time.

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Tips on how to buy a house on a small budget including how to get your credit report for free, how to set a budget and save money, how to choose a Realtor, and choosing the best mortgage when you don't have money for a down payment. #buyingahouse #realestate

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Best Free Credit Report Site of 2014 --By Heather Catalano Posted on October 17, 2014

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from MagnifyMoney

6 Simple Steps to Improve Your Credit Score

A high credit score qualifies you for the best and cheapest financial products. These 6 simple steps help improve your credit score.

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How to Get Your Students to Take Better Notes: Good Teaching Techniques

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