Michelle Rohr, creator of The Secret OWL (obsessed with learning) Society blog, created this cool poster that shows the 7 Baby Steps in Dave Ramsey's Financial Peace University course. She cleverly adapted step 5 (Save For Your Children's College) to her lifestyle & named it Personal Development Funding - luv that!! Check out her website for other great personal development printables & blog posts.
Blue, Green, White and Silver Christmas Decorating Ideas. Per the creator, "These silver berries were purchased at Hobby Lobby at 50% off.. making them .50 cents each...along with the "joy" ornament, that ended up being $1.20. And I found the white pitcher at Tai Pan Trading, for $2.97."