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from Smart Woman

Credit Card Repayment Strategy

I guarantee that while paying off the $7000 interest you payed the owners of the credit card company more than your debt itself.

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from Meet Penny

How to Negotiate with Credit Card Companies

They left bankruptcy early, negotiated a five figure debt with collectors, and paid it off in less than one year.

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You don't build wealth with credit card rewards.

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4 Best Credit Cards for College Students – Reviews & Comparison

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Tell your credit card company you wish to repay your debt but a lower interest rate will prevent you from defaulting. This bargaining tactic will most likely result in a better rate for you, allowing you to save money while you become debt free. ---- Read more: https://topmoneyhacks.com/2016/08/05/a-lower-rate-will-prevent-default-how-to-bargain-a-lower-interest-rate-on-credit-card-debt/ ------ #Frugal #MoneyHacks #Lifehacks

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from SeedTime

How to quit spending more money than you make

Spending more money than you earn is common practice in the U.S., and increasingly in other countries around the world. Credit card companies have simplified the process so much that it requires quite a bit of discipline to live only on the money you make. This is a difficult task, but it is the first step (and most crucial) for most people to financial freedom.

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"Credit card vs. Debit card"
from HowStuffWorks

Credit vs. Debit

"Credit card vs. Debit card"

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By putting down a cash deposit with a credit card company, you can secure a line of "credit" that gets reported to the major credit reporting agencies. Utilize the card to your best advantage and it's pretty much guaranteed to help improve your credit score.

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This. If I actually had a credit card company that let you add your own picture, I would do this.

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from Penny Pinchin Mom

Don't Consolidate Your Credit Card Debt Until You Read This!

don't consolidate your credit card debt -- do it the right way. Tips to help you get out of debt!

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