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from SeedTime

How to negotiate with credit card companies

A few years ago, when I had over $15,000 of credit card debt, I was often negotiating with credit card companies to get better interest rates. I took a very active approach toward minimizing my interest expense on my debt and learning to negotiate with credit card companies was a key component…<br />', 'pinterest')

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from Financegirl

How to Get Out of Credit Card Debt

4 Steps to get out of credit card debt, including balance transfers, lowering interest rates, which to pay first, and how to stay out of credit card debt | Financegirl Debt Payoff, Credit Card Debt #Debt managing debt, debt management

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Does credit card interest have you down? Eliminate or lower interest charged on your credit card debt with a balance transfer credit card. NextAdvisor.com has put together a list of cards that let you transfer existing balances. See each credit card’s rating and bottom line when you check out NextAdvisor.com.

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The snowball system is the best way to pay off debt. Now you can keep track with this cute, free printable!

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from The Credit Solution Program

How to Get Lower Credit Card Interest Rates

If you have credit card debt, the goal is to pay as least interest as possible. Find out how to get lower credit card interest rates here.

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I got Square for my retail business and LOVE it! So easy, and no contracts or any of the rip-offs of most merchant account systems. Plus, it's mobile. :)

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11 Things You Should Know Before You Get Your First Credit Card - NerdWallet

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from A Mom's Take

Debt Payoff Planner Worksheet

Free printable Debt Payoff planner - great way to track your payments and work your way to paying off your bills and debts! Great money worksheet for your home management binder.

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Tell your credit card company you wish to repay your debt but a lower interest rate will prevent you from defaulting. This bargaining tactic will most likely result in a better rate for you, allowing you to save money while you become debt free. ---- Read more: https://topmoneyhacks.com/2016/08/05/a-lower-rate-will-prevent-default-how-to-bargain-a-lower-interest-rate-on-credit-card-debt/ ------ #Frugal #MoneyHacks #Lifehacks

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