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The first step in obtaining a mortgage loan is determining a mortgage payment budget. As a general rule, this budget shouldn’t exceed more than 28% of a person’s gross income. To learn more about preparing a mortgage loan application, take a look at this financial planning infographic.

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The main difference between a pre-approval and a loan application is that there is no specific property when a pre-approval is issued. A pre-approval means that your mortgage consultant will gather all the necessary information to give you a full approval, subject to a successful appraisal… giving you the same negotiating strength as a cash buyer. It also means that you will be able to close your loan quickly and the seller can move into their new home faster.

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Do you have questions about buying a house? Get a better understanding of the home loan process with the help of our infographic.

Do you have questions about buying a house? Get a better understanding of the home loan process with the help of our infographic.

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Explore Loans, Grants & Funding You have a variety of options when it comes to financing your small business. Explore your opportunities that range from traditional loans to grants and bonds. http://tanariiservices.wix.com/tanariiservices

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A mortgage loan officer is known for helping people secure financing to purchase their dream homes. However, much of what they do behind the scenes to help clients get the keys to their castles remains relatively unknown.

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