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Thinking of purchasing a home? Learn the math behind the mortgage and the potential savings while interest rates are lower.

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TD Canada trust has become the first big bank to hike its interest rates to 2.85%. A statement from the bank has suggested that they regularly review their rates and adjust them based on a number of factors, including the costs that TD pays to fund mortgages. They added that it was a difficult decision and they are making sure to directly contact customers whose loans and mortgages and being directly affected. This comes after the 'stress test' decision that took place a few weeks ago.

Canadian banks are still adjusting their mortgage rates, with the new rate now at 2.3% from 2.25. http://business.financialpost.com/personal-finance/mortgages-real-estate/big-banks-mortgage-rates-edge-higher-in-response-to-ottawas-efforts-to-cool-housing

It’s difficult to get exact answers to this important question. Every expert, credit bureau, and loan officer has a different opinion as to where threshold between good and poor credit lies. In addition, “good” can be a relative term.

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from One Beautiful Home

How to get your Student Loan Interest Rates Lowered

You guys! I feel like I've done the impossible!! After YEARS I finally figured out how to get our student loan interest rates lowered - AND YOU CAN TOO!  I have contacted our student loan companies many times, asking if there was any way to lower our rates, and I was always given the same ... Student Loans Payoff #StudentLoans #debt

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from Real Estate Blog

Don't Downplay the Down Payment [Infographic]

Here is a breakdown of the monthly payments for a 30-year fixed rate mortgage at 3.8% interest on a $250,000 home based on different down payment options.

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from Financial Mentor

Payoff Mortgage Early Or Invest - The Complete Guide

Should I payoff my mortgage early or invest? This issue is far more complex than most writers understand. Here is the definitive guide...

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4 Common Types of Home Loans | Warner Home Group of Keller Williams Realty, #Nashville #RealEstate www.warnerhomegroup.com C: 615.804.6029 O: 615.778.1818

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