If you're thinking about buying a home start pulling together the documents your lender will need to approve your loan. | Robyn Porter, REALTOR | Your Real Estate Agent for Life® | Washington DC metro area | call/text 703-963-0142; email email@example.com #infographic #homemortgage
A College Girl's Guide to Making Money on the Side
Are you struggling to make money while balancing being a college student? Wanting to start paying off student loans? Need some extra cash? Don't worry! I have rounded up different ways to make money on the blog. Click through to find all of the different ideas for college aged students.
According to an article published by The New York Times, many new teachers spend 25% of their income repaying student loans. The average teacher’s starting salary is $36,141. This leaves new teachers with just $27,105.79 to live on each year before taxes. However, thanks to loan forgiveness programs, many teachers are catching a much needed break. http://www.magnifymoney.com/blog/college-students-and-recent-grads/4-options-teacher-loan-forgiveness
The main difference between a pre-approval and a loan application is that there is no specific property when a pre-approval is issued. A pre-approval means that your mortgage consultant will gather all the necessary information to give you a full approval, subject to a successful appraisal… giving you the same negotiating strength as a cash buyer. It also means that you will be able to close your loan quickly and the seller can move into their new home faster.
It’s difficult to get exact answers to this important question. Every expert, credit bureau, and loan officer has a different opinion as to where threshold between good and poor credit lies. In addition, “good” can be a relative term.
Having a solid credit history and credit score are important parts of your financial future. Here’s the problem: To get a loan for a house or car, you need to show a history of responsible use and payment of credit. So what comes first? Use this graphic to identify the major factors you need to safely and gradually build up your credit score.
The National NMLS SAFE Act Test Prep Guide for Mortgage Loan Originators is a complete test prep guide designed to help you cram all the necessary and important facts you'll need to know in order to pass your test.
College Financial Aid: 10 Free Websites You Need to Use
College Financial Aid: 10 Websites You NEED to Use! These websites provide education on grants, scholarships, student loans, and other types of financial aid. Includes information for how college students can get MORE money for school as well.