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Payment Protection Insurance (or PPI) has become a tad annoying of late - first it took thousands of pounds from people for worthless cover and now it


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“PPI” known as “Payment protection insurance” is a financial product that offers protection in the event that an unforeseen event occurs, and you find yourself unable to meet your monthly payments on a given finance agreement, be it a credit card, loan, mortgage, store card, or something similar.


Anyone who has taken out a loan, a mortgage or any form of credit agreement in the past few years will likely be paying into a payment protection insurance policy. This is designed to cover the repayments on the loan in the event of involuntary redundancy. However, many policies were sold in a manner that was not within the regulations, hence the claims scandal.