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How the Roth IRA Early Withdrawal Rules Can Help You Retire Early
Create a memory jar for a deployed spouse. Spend a few months contacting friends and family members and asked them to send me memories and old pictures of spouse. Then I wrote one memory (or printed one picture)on each of 365 business card sized pieces of cardstock. Fold each in half, secured it with a bit of tape, then place them all in a big jar. Every morning for the next year, my spouse can take out a paper, open it, and see what other people cherished in him. He loved it.”
Roth IRAs Pro: Tax-free growth that you control Con: Withdrawals dent your nest egg A Roth IRA can help fund your retirement and your kid’s college education, but only if you start early enough. The money in a Roth grows tax-free, and you avoid tax on withdrawals that don’t exceed your contributions. You also avoid a 10% early-withdrawal penalty on earnings if you use the money for educational expenses.