Save for an emergency fund the easy way with this 12 month money challenge. Whether you are looking to get out of debt or just build up some savings an emergency fund is a key factor in protecting yourself from life's unexpected challenges. Read this article to find out why:
FREE amazing cash envelope templates! This is an awesome guide to the cash envelope system. This post answers the most important questions on the cash envelope method and gives you step by step instructions on how to create it! LOVE IT!
Not to sound too much like your parents, but saving money is actually really important. I know that as soon as your get your allowance or paycheck, you’re immediately tempted to spend it on something frivolous, whether it’s a new lipstick from Sephora, the book you’ve been waiting to read, or tickets to see your favorite band in concert. And while all of that does sound fun, it’s not practical to spend all of your money at once.
Have you taken a look at your spending and noticed trends that you weren't too happy about? I recently came across a really insightful personal finance study created by the folks over at http://Hloom.com that asked 2,000 people across the USA to share the various ways they waste money and the results were very interesting!