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There are probably some things you’ve heard about life insurance that aren’t completely clear. What is life insurance? What’s the difference between whole life and term life? How much coverage do you need? These are all great questions! We’re here to give you a better idea of who needs life insurance and what you can expect from it. #lifeinsurance

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Simply put, term insurance is life insurance set for a fixed period of time. You may select term life insurance for periods of time ranging from 10 to 30 years depending on your age and health. Many term life insurance plans can even be purchased without the need for a physical exam To adapt to a family's changing needs, most in-force term life insurance policies may be converted to permanent life insurance or whole life without additional evidence of insurability…

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Not to be outdone by the others on this list, it too provides a wide variety of products to choose from, including term, whole life, universal life, and accidental death.

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There’s no denying that making a home inventory is a pretty big hassle, especially if you’ve been a homeowner for a long time and have accumulated a lot of stuff. However, trying to file a home insurance claim without an inventory is an even bigger hassle, and it’s one that comes at a time when you really don’t need any more stress. Even if it takes you a whole day to complete your home inventory, the peace of mind it provides makes it well worth the trouble.

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