smart idea for saving money on christmas gifts, and not having to spend all your money in one month

smart idea for saving money on christmas gifts, and not having to spend all your money in one month

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72 ways to cut your spending by 400 a month and save 4000 a year...Pin now, read later, cause this list is FULL of great ideas!!

72 ways to cut your spending by 400 a month and save 4000 a year...Pin now, read later, cause this list is FULL of great ideas!!

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Wedding on a budget. Get our Free Printable Wedding Checklist http://madamedeals.com/free-printable-wedding-checklist/ #wedding #inspireothers

Wedding on a budget. Get our Free Printable Wedding Checklist http://madamedeals.com/free-printable-wedding-checklist/ #wedding #inspireothers

Once a month for their lives, put $$ in a photo album for your kids. Smart. You decide the amount---think I'm going to do $20 or $40 a month until 18th bday. What a great graduation present!

Once a month for their lives, put $$ in a photo album for your kids. Smart. You decide the amount---think I'm going to do $20 or $40 a month until 18th bday. What a great graduation present!

$5 Savings Plan: Whenever a $5 bill comes into your possession save it and put it away. Once or twice a year cash it in to a savings account.

$5 Savings Plan: Whenever a $5 bill comes into your possession save it and put it away. Once or twice a year cash it in to a savings account.

The Ultimate Printable Budget Binder - featuring 10+ amazing printables that'll make you want to get on track with your budget! Cute and easy- anyone can do it. Promise.  All the hard work is done for you.

The Ultimate Printable Budget Binder - featuring 10+ amazing printables that'll make you want to get on track with your budget! Cute and easy- anyone can do it. Promise. All the hard work is done for you.

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