How and why we budget every penny! Zero-based budgeting will let you take charge of exactly where each dollar goes. You will pay off debt faster and save more by budgeting down to zero. Pay off Debt, Student Loan Debt
A Better To Do List: The 1 3 5 Rule. On any given day, assume that you can only accomplish one big thing, three medium things, and five small things, and narrow down your to-do list to those nine items.i love this idea!