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beach layout by Belinda Spencer... lots of layers mimicking the waves lapping on shore with their froth.... (notice the horizon line in photo is lined up with the paper layer's horizon)

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This Brightens my Life by Lisa Dickinson for BasicGrey featuring the Dear Heart Collection - Scrapbook.com

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scrap_turquie2008_1.jpg 634×630 pixels- this just an idea, no tutorial. You could probably cut out mat board, chipboard for the frame and then cut out photos to fit.