WRITE THIS DOWN! How to use multiple coupons and combined competitors coupons on a single purchase at Michaels, Hobby Lobby, and Joanne Fabrics... I had NO IDEA you could do this! #CRAFTWARS

MUST READ - Ingenius for maximum coupon savings at Michaels, Hobby Lobby, and Joanne Fabrics! How to use multiple coupons and combined competitors coupons on a single purchase at Michaels, Hobby Lobby, and Joanne Fabrics

pinner says: The 7 bank accounts every family should have. Yes, seven! It will help you budget, organize your life, and save your family HUNDREDS.

The 7 bank accounts every family should have

The Fun Cheap or Free Queen: The 7 bank accounts every family should have. It will help you budget, organize your life, and save your family HUNDREDS. This was literally an "aha" moment for me and my family finances

EVERY Target shopper NEEDS to know this: If the price ends in 8, it will be marked down again. If it ends in a 4, it's the lowest it will be. Target's mark down schedule. - MONDAY: Kids’ Clothing, Stationery (office supplies, gift wrap), Electronics. TUESDAY: Women’s Clothing and Domestics. WEDNESDAY: Men’s Clothing, Toys, Health and Beauty. THURSDAY: Lingerie, Shoes, Housewares. FRIDAY: cosmetics. This is maybe the best pin EVER

Target's mark down schedule: Monday - Kids’ Clothing, Stationery & Electronics // Tuesday - Women’s Clothing & Domestics // Wednesday - Men’s Clothing, Toys, Health & Beauty // Thursday - Lingerie, Shoes & Housewares // Friday - cosmetics

Pinch those Pennies: 50 Tips to Be Frugal! - I read some, there are a LOT of good ideas!!

potluck in the rain

We are actually doing the cash in the envelops for the monthly budget and we are saving tins of money now! Pinch those Pennies: 50 Tips to Be Frugal! - I read some, there are a LOT of good ideas!

Put a picture of what you're saving for in a shadow box and cut a slit for money.

Dream Bank

I Have A "Dream Bank". Buy a shadow box, put a picture of your dream vacation destination in it, cut a slot at the top, and start saving for your trip. Might need a BIGGER shadow box though

Love to save money!

31 Days to a better grocery budget. Helpful website with coupons, money-saving ideas, and how-to budget ideas.

How to Paint Metal (and rusted!) chairs.  Products, technique, process, etc... I love this!

5 Tips to Rehab Old Metal Chairs -

How to Paint Metal Chairs There are so many great up-cycling and refurbishing ideas to recycle your old household items and make them brand new. This is such a fun crafty thing to do to resurrect old chairs and you can DIY super …

Learn how to track your expenses using the easy step-by-step found in this post. Makes a dreaded task sound so simple!

This Free Printable Expense Tracker Keeps Tabs on ALL Your Spending

Pin now read later.Learn how to track your expenses using the easy step-by-step found in this post. Makes a dreaded task sound so simple!

envelopment system. It works!

Back when my better whole and I were still on our engagement days, we took the 7 weeks Pre-Marital Counselling. One Major topic is about FINANCES. As we patiently, wholeheartedly and painstakingly …


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