Free virtual envelope app for iPhone & Android. Solves the issue of one spouse not knowing how much they can spend because they don't have the cash envelopes with them. Works beautifully with Dave Ramsey's plan.
How to do a no spend month; also this blog has lots of other stuff to explore: "Learn how you can simplify your home, your finances, your family life and your time." This is an interesting idea. Going to have to delve into it - MilitaryAvenue.com
Great Tips for setting a budget and following it! This lady and her family of four live on 14,000 a year. She tells you how she does it. There's lots of great tips on her whole blog! -Pin now, read later