If you have ever gotten a raise and noticed that you run out of money just as quickly as you did before, you probably live above your means. The good news is that you can learn to live below your means.
Every month you pay your bills and are following your budget that you have made but somehow every month it seems as if you are spending more money then the budget you have says you are going to. The issue may not be the money but more so that you have not included everything you needed to in your budget. Here is a list of 20 things you might be forgetting to put in your budget