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Dave Ramsey Budget Spread Sheet. All you do is punch in your numbers! Excellent for planning for your spending! - Click image to find more Products Pinterest pins

Dave Ramsey Budget Spread Sheet. All you do is punch in your numbers! Excellent for planning for your spending! - Click image to find more Products Pinterest pins

The Fun Cheap or Free Queen: Video of how I keep track of my budget and spending. So easy, you'll love it!

Simplest budgeting technique EVER. Includes FREE printables

The Fun Cheap or Free Queen: Video of how I keep track of my budget and spending. So easy, you'll love it!

FREE Virtual Envelope App!! Works beautifully with Dave Ramsey's Financial Peace University (FPU) and "Zero-Based" Budgeting without hauling around loads of cash. Plus, it solves the issue of one spouse not knowing how much they can spend because they don't have the cash envelopes with them. (there is a free version and a paid version...I'm told the free version is suficient!):

FREE Virtual Envelope App!! Works beautifully with Dave Ramsey's Financial Peace University (FPU) and "Zero-Based" Budgeting without hauling around loads of cash. Plus, it solves the issue of one spouse not knowing how much they can spend because they don't have the cash envelopes with them. (there is a free version and a paid version...I'm told the free version is suficient!):

How to do a no spend month; also this blog has lots of other stuff to explore: "Learn how you can simplify your home, your finances, your family life and your time."  This is an interesting idea.  Going to have to delve into it - MilitaryAvenue.com

How to do a no spend month; also this blog has lots of other stuff to explore: "Learn how you can simplify your home, your finances, your family life and your time." This is an interesting idea. Going to have to delve into it - MilitaryAvenue.com

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