I LOVE THIS IDEA! Throughout the year, write down memories that make you smile. On New Year's Eve, open it up and reread all of the good stuff that made the year wonderful! Love this idea! Really love this idea.a jar full of memories.
The five-dollar savings plan: Every time you find yourself with a five-dollar bill in your possession, set it aside instead of spending it. At the end of the year, use the money you've saved for a big purchase or do something you wouldn't normally do.
"You need to associate with people that inspire you, people that challenge you to rise higher, people that make you better. Don’t waste your valuable time with people that are not adding to your growth. Your destiny is too important" -Joel Osteen