PIN THIS! IT IS ABSOLUTELY AMAZING! The Fun Cheap or Free Queen: The 7 bank accounts every family should have. Yes, seven! It will help you budget, organize your life, and save your family HUNDREDS. This was literally an "aha" moment for me and my family finances have never been the same since. It's SO SIMPLE too.
Pinner said "My husband and I have been doing the Dave Ramsey Debt Snowball system/budget for the last 2 years and we have paid off 2 cars, 3 credit cards, and are still going strong. I would recommend it to EVERYONE!"
Parents: Parenting News & Advice for Moms and Dads
The Envelope System--for budgeting your paychecks and staying on budget. This was actually how I saved up $630 for a computer and $350 for a new aquarium at the same time... then I stopped doing it. Maybe I should start again.