The half payment method is an easy way to stop living paycheck to paycheck to gain better control of your budget. Try it this month! I do this for every paycheck and it is an amazing to learn to start a budget.
We used to just guess how much we could afford to pay toward our debt each month. Now, between budgeting every penny of last month's income at the beginning of the month and putting every unspent penny toward debt at the end of the month, we are able to