Her husband never made over $29,000 with six people in her home, yet she was able to pay off her Southern California home debt with many frugal practices and her motto, "Pray and pay, pray and pay." She stayed home full-time and depended upon her husband's income and God's provision.
The interest on a mortgage is staggering. If you look at it this way, that $250,000 house can turn into a $500,000 albatross payment over time depending on your mortgage payment, interest rate, length of the loan, and other factors. It honestly can sink you if you return to any of your old financial debt habits, such as increasingly relying upon credit cards. But, it doesn't have to be that way. Dave Ramsey's Baby Step 6 is to pay off your mortgage early so you can live debt free.