If you have ever gotten a raise and noticed that you run out of money just as quickly as you did before, you probably live above your means. The good news is that you can learn to live below your means.
from Penny Pinchin’ Mom® -- Tips on Family, Recipes, Money and More!
How To Create (and Stick to) A Budget!
Another step in working towards financial independence and living a debt free life is to create budget. Of course, before you start, it is important that you’ve already completed your Net Worth and Debt Snowball forms. Budget. This is not a fun word nor topic, but if you don’t have a budget, you have absolutely …