the five-dollar savings plan. Every time you find yourself with a five-dollar bill in your possession, you set it aside instead of spending it. At the end of the year, you use the money you've saved for a big purchase. A good 2013 idea.
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I pity the fool who doesn't shop at dollar tree! Seriously though, this is the best store for your throw away items (paper towels, bleach, dish soap.) school/office supplies, and stuff that will entertain your kiddos!
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