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Divide your hair into two parts. Take the top hair and make a loose ponytail which you loop through the parted center as described in the image caption. Then take the lower part of the hair, divide it into two parts and

Runway-Ready Low Ponytail tutorial
from Fashion Blog

Lulus How-To: Runway-Ready Low Ponytail

from DontPayFull

Money-Saving Tips for Makeup Addicts