Dave Ramsey's Graduate's Survival Guide. Financial Money Management for college grads. Pin now for later.
Dave Ramsey, cut your credit card. My husband and I got a loan to cover all of our credit card debts. We cut our cards and didn't use a credit card until after our debt was paid. By that point, we were so use to buying things only if we had the money in the bank that we didn't want to use a credit card.
7 BABY STEPS TO FINANCIAL PEACE - Dave Ramsey - STEP 1 - 1,000 dollars in an Emergency Fund - STEP 2 - Pay off all debt with the Debt Snowball - STEP 3 - 3 to 6 Months Expenses in Savings - STEP 4 - Invest 15% of Income into Roth IRA's and Pre-Tax Investment plans - STEP 5 - College Funding - STEP 6 - Pay off your home early - STEP 7 - Build wealth and give! (dittledattle.blog...)