A binder clip serves as a key chain/money holder you can clamp to your waistband for a purse-free morning walk. For keeping money you could also use a medicin bottle and hot glue something to the cap. That way you could attach it to the key chain.
LARGE binder clip recipe - gift card - photo holder GODS Little PRINCESS
dollar tree & other places might even sell binder clips with pretty designs already on them, so all you would have to do is add embellishments! great idea to send to grandma with wallet-sized school photos!