interesting read. top to bottom budgeting (how much little things really cost and where to cut back).
Love the 'shop at home' tip, done it for years. I always look in cupboard/freezer first, & then fill in the 'gaps' needed from sale ads. (If i have spaghetti sauce but chickens on sale instead of sausage I'm making chicken parmesan & not spaghetti) ... Always shop at home when meal planning!
The Five-Dollar Savings Plan! Basically, every time you have a $5 bill, you save it, and then you buy yourself something at the end of the year! I'm going to try this for my trip saving fund