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32 Things You Should Be Cleaning But Aren't

32 Things You Should Be Cleaning But Aren't. While I don't agree with their cleaning product of choice it's a good reminder to clean some of these things!

saving your $5 bills throughout the year, i like this idea :) the five-dollar savings plan. It goes like this: Every time you find yourself with a five-dollar bill in your possession, you set it aside instead of spending it. At the end of the year, you use the money you've saved for either a big purchase or to do something you wouldn't normally spend the money to do. Love this. Our Family will call it Five Dollar Frenzy!

Penny Pinchin’ Mom® -- Tips on Family, Recipes, Money and More!from Penny Pinchin’ Mom® -- Tips on Family, Recipes, Money and More!

How To Create (and Stick to) A Budget!

Another step in working towards financial independence and living a debt free life is to create budget. Of course, before you start, it is important that you’ve already completed your Net Worth and Debt Snowball forms. Budget.  This is not a fun word nor topic,  but if you don’t have a budget, you have absolutely …