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Just because it's fall doesn't mean you can't still wear your summer staple—Sperry's. A draped cardigan and relaxed denim look put-together when combined with separates in coordinating patterns, like this floral tank and plaid scarf. Add more personality with matching jewelry. (And don't forget your Sperry's!)
From polyvore.com, here is another entire outfit. I love the combo of colors: blues, dark green, neutrals. It's classic but not stodgy.